Over the previous decade in the world, largely influenced by the effects in the 2008 international crisis, but additionally because of the efforts of regulators along with the Treasury, improved understanding of what monetary literacy – a talent as important because the capacity to count, study or make use of the pc. Ten years ago only a dozen nations happen to be systematically financial education, at this time more than seventy nations implement national approaches. In Australia, New Zealand and a few other countries will be the second along with the third method. Research show that the complications are very equivalent. That is mainly the low level of citizens’ savings, as well as zakreditovannost persons with low incomes, the spread of usury loans, even in created markets. The lack of long-term preparing – a global dilemma, so the target of the majority of the tactics associated with its selection.